CLAIMS PHILOSOPHY

DMI will strive to provide prompt and professional claims investigation. DMI will strive to expedite the claim to a cost effective resolution ensuring a fair and equitable settlement.

The Wisconsin Technical College System Districts formed a municipal mutual Insurance Company known as Districts Mutual Insurance (DMI). In its brief existence, DMI has garnered attention through publication in several nationally syndicated magazines as well winning several awards.

• Community Colleges Presentation (URMIA) – January 2012
• University Risk Management Insurance Association (URMIA) Outstanding Achievement for Public Risk Management (Finalist)- October 2007
• Risk Management Magazine – Article Published August 2006 Issue
• PRIMA Magazine – Article Published October 2005
• Government Finance Officers Association (GFOA) – Award for Excellence Management & Service Delivery – July 2005
• Community College Futures Assembly – Bellwether Award Finalist January 2005
• Community College Business Officers – Exemplary Practices Financial Resources – October 2004

 In 2004, several exciting events were occurring in Wisconsin. Among the most significant:

• The Packers won the NFC North with Brett Favre at quarterback.
• Jim Doyle, a Democrat, was in his second year as governor.
• The sixteen Wisconsin Technical Colleges cooperatively joined in the formation of Districts Mutual Insurance. (DMI)

Several commercial marketplace conditions were driving the creation of DMI:

• Anticipated rate increases had serious budget repercussions creating financial challenges for the Colleges.
• Underwriting guidelines were restrictive.
• Coverage limits decreased.
• Deductibles increased to unacceptable levels.
• Market availability declined.