CLAIMS PHILOSOPHY

DMI will strive to provide prompt and professional claims investigation. DMI will strive to expedite the claim to a cost effective resolution ensuring a fair and equitable settlement.

Prior to the formation of DMI (pre 7/1/04) a number of the Wisconsin Technical Colleges (WTC) participated in a group insurance program. There was little flexibility beyond the standard coverage document and any minimal services offered were not targeted for the dynamic Technical College environment. The incumbent group program did not offer an active role by the insured in the control of “insurance dollars.”

Recognizing the volatility of the commercial insurance marketplace the sixteen (16) WTC Colleges collaborated on a feasibility study for moving insurance coverages to some “self-funded” alternative. State funding was decreasing and pressures to reduce property tax support tightened the operating budgets of the Colleges. The pre-DMI commercial insurance market was imposing annual rate increases of double digits. 

The Wisconsin Technical College System Districts formed a municipal mutual Insurance Company known as Districts Mutual Insurance (DMI). In its brief existence, DMI has garnered attention through publication in several nationally syndicated magazines as well winning several awards.

• Community Colleges Presentation (URMIA) – January 2012
• University Risk Management Insurance Association (URMIA) Outstanding Achievement for Public Risk Management (Finalist)- October 2007
• Risk Management Magazine – Article Published August 2006 Issue
• PRIMA Magazine – Article Published October 2005
• Government Finance Officers Association (GFOA) – Award for Excellence Management & Service Delivery – July 2005
• Community College Futures Assembly – Bellwether Award Finalist January 2005
• Community College Business Officers – Exemplary Practices Financial Resources – October 2004